{"id":11681,"date":"2025-07-02T13:10:22","date_gmt":"2025-07-02T17:10:22","guid":{"rendered":"https:\/\/rosengroup.ca\/?page_id=11681"},"modified":"2025-07-02T13:13:46","modified_gmt":"2025-07-02T17:13:46","slug":"fee-for-service-planning","status":"publish","type":"page","link":"https:\/\/rosengroup.ca\/fr\/fee-for-service-planning\/","title":{"rendered":"Planification \u00e0 l\u2019acte"},"content":{"rendered":"

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Expert Financial Guidance<\/h4>\n

[\/et_pb_text][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_orientation=”center” background_layout=”dark” max_width_tablet=”500px” max_width_phone=”” max_width_last_edited=”on|tablet” module_alignment=”center” module_alignment_tablet=”center” module_alignment_phone=”” module_alignment_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n

Fee-for-Service Planning<\/h1>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#F7F7F7″ global_colors_info=”{}”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

Today, more Canadians are managing their own investments through discount brokerages, robo-advisors, or online platforms. While these options may offer cost-effective portfolio solutions, true wealth management goes far beyond investment selection.<\/p>\n

Our fee-for-service option is designed for individuals and families who want expert guidance without portfolio management. Our approach evaluates all relevant areas of your financial life, including:<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”45px||||false|false” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_2_text_color=”#000000″ header_4_text_color=”#192D43″ custom_margin=”||15px||false|false” locked=”off” global_colors_info=”{}”]<\/p>\n

We cover all key areas of your financial life:<\/h4>\n

[\/et_pb_text][dsm_icon_list icon_padding=”5px” list_vertical_alignment=”flex-start” list_space_between=”8px” _builder_version=”4.27.4″ _module_preset=”default” custom_css_main_element=”columns: 3;” locked=”off” global_colors_info=”{}” custom_css_main_element_last_edited=”on|phone” custom_css_main_element_tablet=”columns: 2;” custom_css_main_element_phone=”columns: 1;”][dsm_icon_list_child text=”Cash and Debt Management” font_icon=”L||divi||400″ text_last_edited=”off|desktop” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/dsm_icon_list_child][dsm_icon_list_child text=”Income Splitting & Tax Planning” font_icon=”L||divi||400″ text_last_edited=”off|desktop” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/dsm_icon_list_child][dsm_icon_list_child text=”Retirement Planning” font_icon=”L||divi||400″ text_last_edited=”off|desktop” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/dsm_icon_list_child][dsm_icon_list_child text=”Insurance Needs” font_icon=”L||divi||400″ text_last_edited=”off|desktop” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/dsm_icon_list_child][dsm_icon_list_child text=”Estate & Trust Planning” font_icon=”L||divi||400″ text_last_edited=”off|desktop” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/dsm_icon_list_child][dsm_icon_list_child text=”Small Business & Incorporation Strategies” font_icon=”L||divi||400″ text_last_edited=”off|desktop” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/dsm_icon_list_child][dsm_icon_list_child text=”Incorporation” font_icon=”L||divi||400″ text_last_edited=”off|desktop” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/dsm_icon_list_child][dsm_icon_list_child text=”IPP” font_icon=”L||divi||400″ text_last_edited=”off|desktop” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/dsm_icon_list_child][\/dsm_icon_list][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ make_equal=”on” module_class=”align-center” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.27.4″ _module_preset=”default” custom_padding=”|5%|||false|false” custom_padding_tablet=”|0%|20px||false|false” custom_padding_phone=”|0%|20px||false|false” custom_padding_last_edited=”on|tablet” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

You\u2019ll receive a customized financial roadmap, supported by advanced planning software and a dedicated advisory team, helping you navigate life\u2019s major decisions with confidence.<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”40px||||false|false” custom_padding=”||||false|false” global_colors_info=”{}”]<\/p>\n

Return on Planning<\/h2>\n

[\/et_pb_text][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

Our process is built to deliver measurable impact. We aim to provide value worth at least 10 times the cost of your financial plan \u2014 often significantly more \u2014 and this is clearly illustrated during your plan presentation.<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/rosengroup.ca\/wp-content\/uploads\/2025\/07\/fee-for-service-planning_1.jpg” alt=”Fee-for-Service Planning designed for individuals and families who want expert guidance without portfolio management” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.10.8″ _module_preset=”default” background_color=”#09131E” background_image=”https:\/\/rosengroup.ca\/wp-content\/uploads\/2022\/03\/cta-footer-background-paralax_2.jpg” parallax=”on” custom_padding=”120px||120px||false|false” global_module=”868″ saved_tabs=”all” global_colors_info=”{}”][et_pb_row make_equal=”on” module_class=”align-center” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][dsm_typing_effect before_typing_effect=”Invest in ” typing_effect=”yourself.|your future.” typing_speed=”50ms” typing_backdelay=”3000ms” typing_cursor=”| ” _builder_version=”4.27.4″ _module_preset=”default” header_level=”h2″ header_text_align=”center” header_text_color=”#FFFFFF” header_font_size=”60px” custom_margin=”||0px||false|false” header_text_align_tablet=”center” header_text_align_phone=”” header_text_align_last_edited=”on|tablet” header_font_size_tablet=”48px” header_font_size_phone=”36px” header_font_size_last_edited=”on|phone” global_colors_info=”{}”][\/dsm_typing_effect][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

Expert Financial GuidanceFee-for-Service PlanningToday, more Canadians are managing their own investments through discount brokerages, robo-advisors, or online platforms. While these options may offer cost-effective portfolio solutions, true wealth management goes far beyond investment selection. Our fee-for-service option is designed for individuals and families who want expert guidance without portfolio management. Our approach evaluates all relevant areas of your financial life, including:We cover all key areas of your financial life:

\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t
\n\t\t\t\t\t
  • \n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\tL<\/span><\/span>Cash and Debt Management<\/span>\n\t\t\t<\/li>
  • \n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\tL<\/span><\/span>Income Splitting & Tax Planning<\/span>\n\t\t\t<\/li>
  • \n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\tL<\/span><\/span>Retirement Planning<\/span>\n\t\t\t<\/li>
  • \n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\tL<\/span><\/span>Insurance Needs<\/span>\n\t\t\t<\/li>
  • \n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\tL<\/span><\/span>Estate & Trust Planning<\/span>\n\t\t\t<\/li>
  • \n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\tL<\/span><\/span>Small Business & Incorporation Strategies<\/span>\n\t\t\t<\/li>
  • \n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\tL<\/span><\/span>Incorporation<\/span>\n\t\t\t<\/li>
  • \n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\tL<\/span><\/span>IPP<\/span>\n\t\t\t<\/li><\/ul>\n\t\t\t\t<\/div>\n\t\t\t<\/div>You\u2019ll receive a customized financial roadmap, supported by advanced planning software and a dedicated advisory team, helping you navigate life\u2019s major decisions with confidence.Return on PlanningOur process is built to deliver measurable impact. We aim to provide value worth at least 10 times the cost of your financial plan \u2014 often significantly more \u2014 […]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":"","_links_to":"","_links_to_target":""},"class_list":["post-11681","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"\nFee-for-Service Planning | Rosen Group Private Wealth Management<\/title>\n<meta name=\"description\" content=\"You are entitled to a high level of proactive, courteous service from Rosen Group Private Wealth Management.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/rosengroup.ca\/fr\/fee-for-service-planning\/\" \/>\n<meta property=\"og:locale\" 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