{"id":443,"date":"2021-09-27T16:36:01","date_gmt":"2021-09-27T20:36:01","guid":{"rendered":"https:\/\/rosengroup.ca\/?page_id=443"},"modified":"2026-07-14T14:10:10","modified_gmt":"2026-07-14T18:10:10","slug":"disclaimers","status":"publish","type":"page","link":"https:\/\/rosengroup.ca\/fr\/disclaimers\/","title":{"rendered":"Avis de non-responsabilit\u00e9"},"content":{"rendered":"

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Legal Disclaimers<\/h4>\n

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Rosen Group Private Wealth Management Legal Disclaimers<\/h1>\n

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Trade Name Disclosure<\/strong><\/h2>\n

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LegacyMED Advisors<\/strong> and Legacy Investment Counsel<\/strong> are registered trade names of Rosen Group Private Wealth Management Ltd.<\/p>\n

All portfolio management and wealth management services offered under the LegacyMED Advisors and Legacy Investment Counsel names are provided by Rosen Group Private Wealth Management Ltd.<\/p>\n

Rosen Group Private Wealth Management Ltd. is registered as a Portfolio Manager in the provinces of Alberta, British Columbia, Newfoundland and Labrador, Ontario and Quebec. The Autorit\u00e9 des march\u00e9s financiers (AMF) is the firm’s principal regulator.<\/p>\n

The use of the LegacyMED Advisors and Legacy Investment Counsel trade names does not create separate legal entities. References on this website to LegacyMED Advisors, Legacy Investment Counsel, Rosen Group Private Wealth Management, “we,” “our,” or “us” refer to Rosen Group Private Wealth Management Ltd., unless otherwise indicated.<\/p>\n

For additional information regarding Rosen Group Private Wealth Management Ltd., please visit www.rosengroup.ca<\/a>.<\/p>\n

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Entity & Registration Disclosure<\/strong><\/h2>\n

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Rosen Group Private Wealth Management Ltd. (“RGPWM”) provides portfolio management and wealth management services to clients. RGPWM is registered as an Investment Counsel Portfolio Manager and provides discretionary investment management services through appropriately registered advising representatives.<\/p>\n

Insurance products and services are provided through Rosen Group Financial Services Ltd. (“RGFS”), a separate legal entity from Rosen Group Private Wealth Management Ltd.<\/p>\n

Insurance business is facilitated through Raymond James Financial Planning Ltd. (“RJFP”), which acts as the Managing General Agency (“MGA”) for insurance products and services.<\/p>\n

Insurance products and services are not offered through Rosen Group Private Wealth Management Ltd. Any insurance recommendations, applications, or transactions are conducted through Rosen Group Financial Services Ltd. and are subject to separate licensing, documentation, suitability, and regulatory requirements.<\/p>\n

Certain individuals may be associated with both Rosen Group Private Wealth Management Ltd. and Rosen Group Financial Services Ltd. When providing insurance advice or arranging insurance products, such individuals act solely in their capacity as representatives of Rosen Group Financial Services Ltd.<\/p>\n

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Strategic Insurance Consultant Disclosure
\n<\/strong><\/h2>\n

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Individuals identified on this website as Strategic Insurance Consultants are independent insurance professionals who provide insurance planning support to Rosen Group Financial Services Ltd. on a consulting basis.<\/p>\n

These individuals are not employees, officers, directors, portfolio managers, advising representatives, or agents of Rosen Group Private Wealth Management Ltd. and do not provide discretionary investment management or portfolio management services on behalf of Rosen Group Private Wealth Management Ltd.<\/p>\n

Where appropriate, Strategic Insurance Consultants may assist with insurance analysis, product recommendations, and implementation as part of a collaborative planning process for clients of Rosen Group Financial Services Ltd.<\/p>\n

Compensation relating to insurance business may be shared among licensed parties in accordance with applicable agreements and regulatory requirements.<\/p>\n

Clients remain clients of Rosen Group Private Wealth Management Ltd. for portfolio management services and clients of Rosen Group Financial Services Ltd. for insurance products and services. All investment advisory and portfolio management services are provided exclusively by appropriately registered representatives of Rosen Group Private Wealth Management Ltd.<\/p>\n

The inclusion of Strategic Insurance Consultants on this website is provided for informational purposes only and does not create an employment, agency, partnership, joint venture, or representative relationship with Rosen Group Private Wealth Management Ltd.<\/p>\n

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Quebec Notice<\/strong><\/h2>\n

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Certain individuals featured on this website hold professional financial planning designations, including the Certified Financial Planner (CFP\u00ae) designation, and may be licensed or registered to provide financial planning or advisory services in jurisdictions outside Quebec. However, unless specifically identified as holding the Financial Planner (Pl. Fin.) designation and the appropriate authorization in Quebec, they are not authorized to provide financial planning services in the Province of Quebec<\/strong>. Financial planning services in Quebec are provided only by individuals who are licensed and authorized under applicable Quebec laws and regulations.<\/p>\n

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No Investment, Tax, Legal or Insurance Advice <\/strong><\/h2>\n

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The information contained on this website is provided for general informational and educational purposes only and should not be construed as investment, financial, legal, accounting, tax, or insurance advice.<\/p>\n

Nothing contained on this website constitutes a solicitation, recommendation, endorsement, or offer to buy or sell any security, investment product, or insurance product.<\/p>\n

Visitors should not rely on information contained on this website as a substitute for obtaining personalized advice from qualified professional advisors who are familiar with their specific circumstances. <\/p>\n

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Investment Risk Disclosure<\/strong><\/h2>\n

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Investing involves risk, including the possible loss of principal. Past performance is not indicative of future results, and no representation or guarantee is made that any investment strategy, portfolio, or recommendation will achieve its objectives or avoid losses.<\/p>\n

Market conditions, economic factors, interest rates, and other variables may affect investment performance. There can be no assurance that any investment strategy will be successful. <\/p>\n

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Third-Party Websites & Links<\/strong><\/h2>\n

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This website may contain links to third-party websites for convenience and informational purposes only.<\/p>\n

Rosen Group Private Wealth Management Ltd. and Rosen Group Financial Services Ltd. do not control, endorse, approve, or guarantee the accuracy, completeness, timeliness, security, or suitability of information contained on third party websites and assume no responsibility for their content.<\/p>\n

Accessing third-party websites is done entirely at the user’s own risk. <\/p>\n

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Website Disclaimer & Limitation of Liability<\/strong><\/h2>\n

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The content on this website is provided by Rosen Group Private Wealth Management Ltd., its employees, agents, and affiliates for informational purposes only.<\/p>\n

Statistics, factual information, market data, and other information presented on this website are obtained from sources believed to be reliable; however, errors or omissions may occur, and information may become outdated without notice.<\/p>\n

Rosen Group Private Wealth Management Ltd. and Rosen Group Financial Services Ltd. do not warrant or guarantee the accuracy, completeness, reliability, quality, timeliness, or suitability of any information contained on this website.<\/p>\n

This website is provided on an “as is” and “as available” basis without representations, warranties, or conditions of any kind, either express or implied.<\/p>\n

To the fullest extent permitted by applicable law, Rosen Group Private Wealth Management Ltd., Rosen Group Financial Services Ltd., their affiliates, directors, officers, employees, consultants, contractors, and agents shall not be liable for any direct, indirect, incidental, consequential, special, punitive, or exemplary damages arising from or relating to the use of, inability to use, or reliance upon information contained on this website.<\/p>\n

By accessing this website, users acknowledge and agree that their use of the website is entirely at their own risk.<\/p>\n

Rosen Group Private Wealth Management Ltd. and Rosen Group Financial Services Ltd. reserve the right to modify, update, remove, or amend any content on this website at any time without prior notice. <\/p>\n

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Use of This Website
<\/strong><\/h2>\n

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This website is provided for information purposes only and is not to be construed as an offer or solicitation for the sale or purchase of securities by Rosen Group Private Wealth Management Ltd or its employees, agents or affiliates. It is not intended for, and should not be relied upon for, any trading, business, financial, legal, accounting or tax advice or any other purposes. Users of this website are advised to seek professional advice before acting on any information contained in this Website.<\/p>\n

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Disclaimers<\/strong><\/h2>\n

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The content for this website is provided by Rosen Group Private Wealth Management Ltd at its employees and agents who expressly disclaim any liability for losses or damages, whether direct or indirect, special or consequential, incurred by any user of this website. Statistics and factual data and other information in this website are from sources Rosen Group Private Wealth Management Ltd believes to be reliable but errors may occur and information may become out of date. Rosen Group Private Wealth Management Ltd does not guarantee the accuracy, completeness, quality or timeliness of the information available on or through the Website. The website is provided on an \u201cas is\u201d and \u201cas available\u201d basis, without any representations, warranties or conditions of any kind, whether express or implied. This website is provided on the basis and understanding that Rosen Group Private Wealth Management Ltd is to be under no liability whatsoever in respect thereof. Under no circumstances will Rosen Group Private Wealth Management Ltd ever be liable to you or any other person for any indirect, incidental, consequential, special, punitive or exemplary loss or damage arising from, connected with, or relating to the website. By accessing this website, each user releases Rosen Group Private Wealth Management Ltd, its directors, officers, employees, agents and all related companies and their respective directors, officers, employees and agents from all claims and proceedings for all such losses, damages or consequences. Changes may be made at any time to the services provided by Rosen Group Private Wealth Management Ltd and the information contained on this site without prior notice being given.<\/p>\n

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Links or External References
<\/strong><\/h2>\n

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Links to other websites or references to products, services or publications other than those of Rosen Group Private Wealth Management Ltd are for convenience only and do not imply the endorsement or approval of such websites, products, publications or services by Rosen Group Private Wealth Management Ltd or its subsidiaries or affiliates. Any recommendation or link to a website outside of Rosen Group Private Wealth Management Ltd is based on the opinion of Rosen Group Private Wealth Management Ltd. All links are for information purposes only and Rosen Group Private Wealth Management Ltd is not responsible for, nor does it endorse, third-party websites, materials or professionals.<\/p>\n

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LegacyMED Advisors<\/strong><\/h2>\n

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Legacy MED Advisors<\/strong><\/a> is a registered trade name of Rosen Group Private Wealth Management Ltd., a registered Portfolio Manager in Ontario and Quebec. The Autorit\u00e9 des march\u00e9s financiers (AMF) is the principal regulator for Rosen Group Private Wealth Management Ltd. LegacyMED Advisors specializes in supporting the financial needs of medical professionals. We recognize the unique challenges and opportunities that come with a career in medicine, and we\u2019re here to help you build, protect, and preserve your wealth with confidence.<\/p>\n

Our team provides expert, customized financial solutions rooted in a deep understanding of the healthcare industry. With a strong commitment to integrity, transparency, and exceptional service, we enable you to focus on what matters most\u2014caring for your patients\u2014while we take care of your financial future.<\/p>\n

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Confidentiality<\/strong><\/h2>\n

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This Website is not a secure medium for communication. Instructions must NOT be provided by email on the contact us page as they may not be acted upon or may not be acted upon in a timely manner. Any confidential, proprietary or sensitive information transmitted by a user by means of this website might be read and copied by unauthorized persons. Rosen Group Private Wealth Management Ltd cannot ensure the privacy, accuracy or authenticity of any information or instructions sent over the Internet.<\/p>\n

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Legal DisclaimersRosen Group Private Wealth Management Legal DisclaimersTrade Name DisclosureLegacyMED Advisors and Legacy Investment Counsel are registered trade names of Rosen Group Private Wealth Management Ltd. All portfolio management and wealth management services offered under the LegacyMED Advisors and Legacy Investment Counsel names are provided by Rosen Group Private Wealth Management Ltd. Rosen Group Private Wealth Management Ltd. is registered as a Portfolio Manager in the provinces of Alberta, British Columbia, Newfoundland and Labrador, Ontario and Quebec. The Autorit\u00e9 des march\u00e9s financiers (AMF) is the firm’s principal regulator. The use of the LegacyMED Advisors and Legacy Investment Counsel trade names does not create separate legal entities. References on this website to LegacyMED Advisors, Legacy Investment Counsel, Rosen Group Private Wealth Management, “we,” “our,” or “us” refer to Rosen Group Private Wealth Management Ltd., unless otherwise indicated. For additional information regarding Rosen Group Private Wealth Management Ltd., please visit www.rosengroup.ca.Entity & Registration DisclosureRosen Group Private Wealth Management Ltd. (“RGPWM”) provides portfolio management and wealth management services to clients. RGPWM is registered as an Investment Counsel Portfolio Manager and provides discretionary investment management services through appropriately registered advising representatives. Insurance products and services are provided through Rosen Group Financial Services Ltd. (“RGFS”), […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":"","_links_to":"","_links_to_target":""},"class_list":["post-443","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"\nDisclaimers | Rosen Group Private Wealth Management<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/rosengroup.ca\/fr\/disclaimers\/\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Disclaimers | Rosen Group Private Wealth Management\" \/>\n<meta property=\"og:description\" content=\"Legal DisclaimersRosen Group Private Wealth Management Legal DisclaimersTrade Name DisclosureLegacyMED Advisors and Legacy Investment Counsel are registered trade names of Rosen Group Private Wealth Management Ltd. All portfolio management and wealth management services offered under the LegacyMED Advisors and Legacy Investment Counsel names are provided by Rosen Group Private Wealth Management Ltd. Rosen Group Private Wealth Management Ltd. is registered as a Portfolio Manager in the provinces of Alberta, British Columbia, Newfoundland and Labrador, Ontario and Quebec. The Autorit\u00e9 des march\u00e9s financiers (AMF) is the firm's principal regulator. The use of the LegacyMED Advisors and Legacy Investment Counsel trade names does not create separate legal entities. References on this website to LegacyMED Advisors, Legacy Investment Counsel, Rosen Group Private Wealth Management, "we," "our," or "us" refer to Rosen Group Private Wealth Management Ltd., unless otherwise indicated. For additional information regarding Rosen Group Private Wealth Management Ltd., please visit www.rosengroup.ca.Entity & Registration DisclosureRosen Group Private Wealth Management Ltd. ("RGPWM") provides portfolio management and wealth management services to clients. RGPWM is registered as an Investment Counsel Portfolio Manager and provides discretionary investment management services through appropriately registered advising representatives. Insurance products and services are provided through Rosen Group Financial Services Ltd. 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