Avis de non-responsabilité du Groupe Rosen Gestion privée de patrimoine Ltée

Conseillers LegacyMED and Legacy Investment Counsel are registered trade names of Rosen Group Private Wealth Management Ltd.

All portfolio management and wealth management services offered under the LegacyMED Advisors and Legacy Investment Counsel names are provided by Rosen Group Private Wealth Management Ltd.

Rosen Group Private Wealth Management Ltd. is registered as a Portfolio Manager in the provinces of Alberta, British Columbia, Newfoundland and Labrador, Ontario and Quebec. The Autorité des marchés financiers (AMF) is the firm’s principal regulator.

The use of the LegacyMED Advisors and Legacy Investment Counsel trade names does not create separate legal entities. References on this website to LegacyMED Advisors, Legacy Investment Counsel, Rosen Group Private Wealth Management, “we,” “our,” or “us” refer to Rosen Group Private Wealth Management Ltd., unless otherwise indicated.

For additional information regarding Rosen Group Private Wealth Management Ltd., please visit www.rosengroup.ca.

Rosen Group Private Wealth Management Ltd. (“RGPWM”) provides portfolio management and wealth management services to clients. RGPWM is registered as an Investment Counsel Portfolio Manager and provides discretionary investment management services through appropriately registered advising representatives.

Insurance products and services are provided through Rosen Group Financial Services Ltd. (“RGFS”), a separate legal entity from Rosen Group Private Wealth Management Ltd.

Insurance business is facilitated through Raymond James Financial Planning Ltd. (“RJFP”), which acts as the Managing General Agency (“MGA”) for insurance products and services.

Insurance products and services are not offered through Rosen Group Private Wealth Management Ltd. Any insurance recommendations, applications, or transactions are conducted through Rosen Group Financial Services Ltd. and are subject to separate licensing, documentation, suitability, and regulatory requirements.

Certain individuals may be associated with both Rosen Group Private Wealth Management Ltd. and Rosen Group Financial Services Ltd. When providing insurance advice or arranging insurance products, such individuals act solely in their capacity as representatives of Rosen Group Financial Services Ltd.

Individuals identified on this website as Strategic Insurance Consultants are independent insurance professionals who provide insurance planning support to Rosen Group Financial Services Ltd. on a consulting basis.

These individuals are not employees, officers, directors, portfolio managers, advising representatives, or agents of Rosen Group Private Wealth Management Ltd. and do not provide discretionary investment management or portfolio management services on behalf of Rosen Group Private Wealth Management Ltd.

Where appropriate, Strategic Insurance Consultants may assist with insurance analysis, product recommendations, and implementation as part of a collaborative planning process for clients of Rosen Group Financial Services Ltd.

Compensation relating to insurance business may be shared among licensed parties in accordance with applicable agreements and regulatory requirements.

Clients remain clients of Rosen Group Private Wealth Management Ltd. for portfolio management services and clients of Rosen Group Financial Services Ltd. for insurance products and services. All investment advisory and portfolio management services are provided exclusively by appropriately registered representatives of Rosen Group Private Wealth Management Ltd.

The inclusion of Strategic Insurance Consultants on this website is provided for informational purposes only and does not create an employment, agency, partnership, joint venture, or representative relationship with Rosen Group Private Wealth Management Ltd.

The information contained on this website is provided for general informational and educational purposes only and should not be construed as investment, financial, legal, accounting, tax, or insurance advice.

Nothing contained on this website constitutes a solicitation, recommendation, endorsement, or offer to buy or sell any security, investment product, or insurance product.

Visitors should not rely on information contained on this website as a substitute for obtaining personalized advice from qualified professional advisors who are familiar with their specific circumstances.

Investing involves risk, including the possible loss of principal. Past performance is not indicative of future results, and no representation or guarantee is made that any investment strategy, portfolio, or recommendation will achieve its objectives or avoid losses.

Market conditions, economic factors, interest rates, and other variables may affect investment performance. There can be no assurance that any investment strategy will be successful.

This website may contain links to third-party websites for convenience and informational purposes only.

Rosen Group Private Wealth Management Ltd. and Rosen Group Financial Services Ltd. do not control, endorse, approve, or guarantee the accuracy, completeness, timeliness, security, or suitability of information contained on third party websites and assume no responsibility for their content.

Accessing third-party websites is done entirely at the user’s own risk.

The content on this website is provided by Rosen Group Private Wealth Management Ltd., its employees, agents, and affiliates for informational purposes only.

Statistics, factual information, market data, and other information presented on this website are obtained from sources believed to be reliable; however, errors or omissions may occur, and information may become outdated without notice.

Rosen Group Private Wealth Management Ltd. and Rosen Group Financial Services Ltd. do not warrant or guarantee the accuracy, completeness, reliability, quality, timeliness, or suitability of any information contained on this website.

This website is provided on an “as is” and “as available” basis without representations, warranties, or conditions of any kind, either express or implied.

To the fullest extent permitted by applicable law, Rosen Group Private Wealth Management Ltd., Rosen Group Financial Services Ltd., their affiliates, directors, officers, employees, consultants, contractors, and agents shall not be liable for any direct, indirect, incidental, consequential, special, punitive, or exemplary damages arising from or relating to the use of, inability to use, or reliance upon information contained on this website.

By accessing this website, users acknowledge and agree that their use of the website is entirely at their own risk.

Rosen Group Private Wealth Management Ltd. and Rosen Group Financial Services Ltd. reserve the right to modify, update, remove, or amend any content on this website at any time without prior notice.